Council Bluffs Chapter 13 Bankruptcy Lawyer
Restructure and Reorganize Your Debts
In our stressed economy, individuals, families and businesses are struggling to stay afloat. This can mean cutting back, attempting a second job or eventually missing payments. Overtime, your financial situation can become even more difficult, credit card fees rise and the gradual accumulation of debt can make it even more difficult to recover. At the Law Offices of Bradford Davis in Council Bluffs, Iowa, I personally represent clients seeking to overcome unmanageable debt through Chapter 13 bankruptcy.
Making Decisions Today for Tomorrow
Bankruptcy can be your first step toward financial freedom and debt relief. Under a Chapter 13 bankruptcy, you can reorganize debts to make manageable payments to your creditors, reducing overall penalties, interests and fees. I understand that bankruptcy is an important decision and will take the time to review your options and alternatives to bankruptcy. If bankruptcy is not right for you, I will advise you of the best course of action to help you make the best decisions for your family or business.
As an experienced Council Bluffs Chapter 13 bankruptcy attorney, I can help you:
- Reorganize your debt
- Assess your income, debts and assets
- Stop creditor harassment
- Stop foreclosure
- Protect your car or home
Chapter 13 May Be Right for You
Chapter 13 may be the right decision for you if you have a significant amount of unsecured debt or you are unable to manage secured debt, such as a mortgage or car payment, or if you were denied eligibility for Chapter 7. Under Chapter 13 you will restructure your debts with creditors and work out a manageable payment plan so that ultimately your debts will be reduced and repaid within a designated period of time. It is important to work with an experienced bankruptcy lawyer who can effectively protect your rights against creditors and through this process.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.