Experienced Legal Representation Focused On Individual Needs

Get Your Debt Under Control With Chapter 13 Bankruptcy

In our stressed economy, individuals, families and businesses are struggling to stay afloat. This can mean cutting back, attempting a second job or eventually missing payments. Over time, your financial situation can become even more difficult, credit card fees rise and the gradual accumulation of debt can make it even more difficult to recover.

At Law Office of Bradford Davis, I personally represent clients throughout Iowa and Nebraska seeking to overcome unmanageable debt through Chapter 13 bankruptcy by applying more than 40 years of experience. I understand you are going through a difficult time, which is why you can trust I will treat you with kindness and respect as we work toward resolving your debt issues effectively and efficiently.

The Chapter 13 Reorganization Process

Bankruptcy can be your first step toward financial freedom and debt relief. Under a Chapter 13 bankruptcy, you can reorganize debts to make manageable payments to your creditors, reducing overall penalties, interests and fees.

I understand that bankruptcy is an important decision, and I will take the time to review your options and alternatives to bankruptcy. If bankruptcy is not right for you, I will advise you of the best course of action to help you make the best decisions for your family or business.

As an experienced bankruptcy attorney, I can help you:

  • Reorganize your debt
  • Assess your income, debts and assets
  • Stop creditor harassment
  • Stop foreclosure
  • Protect your car or home

Is Chapter 13 Right For You?

Chapter 13 may be right for you if you have a significant amount of unsecured debt or you are unable to manage secured debt, such as a mortgage or car payment, or if you were denied eligibility for Chapter 7.

Under Chapter 13, you will restructure your debts with creditors and work out a manageable payment plan so that ultimately your debts will be reduced and repaid within a designated period of time. It is important to work with an experienced bankruptcy lawyer who can effectively protect your rights against creditors and through this process.

Get Started On The Road To Debt Relief

The Chapter 13 bankruptcy process may be complicated, but an experienced attorney can guide you through the process. Call my Council Bluffs office today at 712-325-1400 to arrange a free initial consultation or send me an email to discuss your case further.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.